Opening hours
All Locations
Monday-Friday 9:00am - 5:00pm
Saturday 9:00am - 1:00pm
Sunday Closed
Personal Banking, Business Banking, and Wealth Management Services
A community of banks working together to serve our customers

Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first.


With branches on Whidbey Island in Oak Harbor, Coupeville, Freeland and Langley, we’ve been building lasting relationships and helping customers reach their financial goals for over 90 years.


We also invest significant time and resources towards creating hope and opportunities in the areas we serve because we believe that beyond helping individuals and businesses achieve their financial dreams, we can also help build strong and vibrant communities.


Call or stop by your local branch today to see what we can do for you.

  • Checking and Savings Accounts
  • Home Loans
  • Personal Loans & Lines of Credit
  • Online Financial Management Tools
  • Personal & Business Online/Mobile Banking Tools
  • Treasury Management Services
  • Wealth Management
  • Money Market Accounts
  • Home Equity Line of Credit
  • Deposit Secured Loans
  • Auto, Boat and RV Loans
  • Property Loans for Land
  • Health Savings Accounts
  • Certificates Of Deposit (CDs)
  • Business Loans & Lines of Credit
  • Merchant Services
  • International Services
  • 24 Hour Telephone Banking